YES, First Business Credit Card is one of India’s most popular business credit cards. It has a unique accelerated rewards scheme and the best foreign currency mark-up. Almost every Bank offers a credit card in the Lagu Udhyami category, which is specially designed for the working capital requirement. The credit card is issued on the hypothecation of assets and provides up to 10 lakh as a term loan, valid for three years.
SBI Platinum Corporate Credit Card
Whether you are looking for a business credit card in India or you are looking for a corporate card that suits your business needs, the SBI Platinum Corporate Credit Card is a great choice. This card offers an advanced management tool that lets you track all your expenses and monitor them in real-time. The card also lets you set daily and monthly spending limits and get access to cash within 24 hours.
Different documents are required to obtain a business credit card in India. The documents needed to apply for this card depend on the type of organization you have. You should be aware of your MOA if you have multiple owners and other forms of organizational structure. You should also be aware that the SBI Platinum Corporate Credit Card is accepted at more than 3 million outlets globally and 24 million in India. Another benefit of this card is its zero annual and joining fees.
You can easily apply for SBI Platinum Corporate Credit Card online. You should enter details about your business, such as your company’s name, city, and estimated annual expenses. After filling in all the details, a representative of SBI will contact you. You can then proceed to use the SBI Platinum Corporate Credit Card. You can even access emergency cash worldwide using your credit card.
This credit card offers rewards for timely payments and has an annual limit of Rs 300,000. You can also enjoy discounts and privileges from global brands by availing of the card. You can also apply for a YES First Business credit card, which offers a unique accelerated reward program and the best foreign currency mark-up.
Citibank Corporate Credit Card
The Citibank Corporate Credit Card is a great credit card aimed at the needs of corporate employees. It comes with privileges and benefits for corporate employees and can be used to pay bills and purchases from over 36 million merchants globally. Besides, it is accepted at many restaurants and retail outlets and can be used to make bulk payments. The card comes with a host of features that can help make it the best business credit card in India.
For businesses, the benefits of this card go beyond rewards programs. It has a robust rewards system with cash rebates available in demand drafts and can be redeemed for company expenses. The card has an interest-free credit period of up to 48 days. It is also easy to manage and maintain and has many other benefits.
This card comes with exemplary service and rewards. You can redeem your reward points for airline tickets, hotel bookings, and travel vouchers. Your purchases over Rs2,500 are EMI-friendly. You can also use the card to buy your employees’ gifts while getting 24×7 concierge support. The card can help you with your business travel needs, whether domestic or international. It also helps you streamline expenses.
The Citibank Signature Corporate Credit Card comes with a host of perks. Many corporate houses opt for this card because of its benefits. Benefits include concierge service, Priority Pass membership, air accident death cover, travel insurance, and many other special services. Security features are another great advantage of the SBI Signature Corporate Credit Card. The card also requires a chip and PIN to verify your identity. These security measures protect you from fraudulent purchases.
ICICI Bank Business Credit Card
The ICICI Bank Business Credit Card is convenient for managing a business’s expenses. The card has multiple benefits, making it a convenient choice for your business. You can enjoy an interest-free credit period, effortless payment tracking, and cashless purchases. Moreover, you can get your company’s name embossed on the card. With a credit limit of up to Rs. 50 lakh, the card will help you manage all your business expenses and improve cash flow.
In addition to the 48-day interest-free credit period, this card offers various benefits, including unlimited InterMiles, though only on the InterMiles Business Advantage Card. It also offers discounts on different business requirements and offers category-wise spend tracking. You can also avail yourself of advanced features such as VISA IntelliLink Spends Management, self-service interactive reports, and drill-down capabilities. The company’s website also offers a chat option.
ICICI Bank has introduced an in-app feature for business customers called Insta Business Card to make cash advances faster and easier. This feature allows users to generate their cards within a few clicks. The card has several other valuable features, including mobile banking integration, a virtual wallet, and online bill payment. ICICI Bank has also launched an exclusive mobile app for ICICI Business Internet Banking. Customers can access the app and apply for the card.
The ICICI Bank card is compatible with Visa payWave contactless technology, making it easy to tap your card at payment terminals. The card can be used in over 48 countries, including India, and is compatible with non-contactless merchants. Additionally, the card offers free access to an expense management tool called Visa IntelliLink for small businesses, which allows you to track your business’ spending. You can also take advantage of the free online assistance from the Bank’s SME Empower team.
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YES, First Business Credit Card
If you are a corporate employee and want a card perfect for your spending needs, the YES First Business Credit Card is a great option. This card offers a wide range of privileges for your business, including free airport lounge access, accelerated rewards points, and a fuel surcharge waiver on transactions up to Rs. 5,000. You can also withdraw up to 30% of your credit limit and use online spend management tools to help you manage your spending.
YES, Bank offers its customers a wide variety of rewards, including cashback and accelerated reward points for spending. There are also milestone reward points for particular spending; you can earn these rewards as you make purchases. You can also redeem these rewards for exclusive products in the Bank’s catalog. The YES First Business Credit Card will also give you a Priority Pass membership to a global lounge if you want to send money abroad.
The YES Bank has always impressed customers with its services and has followed that with its latest business credit card. The card offers benefits to the premium customer, including rewards for fuel surcharges and complimentary airport lounge visits. Further, YES First Business Credit Card is one of India’s best business credit cards. While other business credit cards may have limitations, the YES First Business Credit Card can help you achieve your business goals faster.
The YES Bank offers a no-fee EMI facility for transactions up to Rs2500. This option requires zero processing fees and no documentation. The interest rate is between 12% and 15%. This card is open to all age groups, but self-employed individuals and partnership firms should file ITRs for a minimum of Rs.10 lacs. You can also use an ATM to transfer funds. YES, Bank also offers internet banking services.
Standard Chartered Business Gold Card
This card offers a host of rewards to its users, including 5% cash back at fuel outlets, special discounts for dining and entertainment, and 1% cashback on every purchase. This card will be a godsend for business owners since it allows for multiple payments. It is also available to sole proprietors and limited companies and requires a particular profit margin and a proven track record of operation.
This card is available from more than 4,000 participating merchants in India. It allows you to pay for your purchases in less than nine days. With the rewards program, you can use the card to make purchases online and redeem points. Alternatively, you can contact the Customer Care Center to apply for this card. The application process is quick and straightforward, and you can get a decision within a week or two.
Another benefit of owning a business credit card is that it provides easy EMIs and is designed to meet the specific needs of businesses. Some of the perks include a rewards program with points that can be redeemed for gift cards, travel vouchers, and air tickets. Similarly, it has a 24-hour concierge service that offers gift assistance and restaurant bookings. This card also offers a credit limit of up to Rs 300,000.
The benefits and features of this card are also numerous. The card offers rewards and cashback for business expenses and comes with a free annual membership to Zomato gold after spending Rs75,000 in the first three months. While it comes with a joining fee of Rs500, the card waives the membership and renewal fees after spending Rs50,000 in a year. This is one of India’s best business credit cards, and you should consider getting one to save money.